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Is Your Roofer Actually Insured? Take Control of Your Own Warranty

Which is a better number?  Is it two, five, or ten? In the list of hot-button issues, home owners want to know “how long do you warranty your work for?”  When it comes to choosing a roofing contractor, some people will actually settle for the number of years written on the contractor’s estimate.   Generally, any workmanship warranty written for over two years is unnecessary fluff.  And if a roofer offers you a workmanship warranty for 10 years or more, it is a red flag.  This means they have no intention of being around to make good on those warranty issues.

The bottom line is: the quality of the warranty depends on the quality of the roofer:

  • How do you know them?
  • Are they a member of your local Chamber of Commerce
  • Are they a member of the local BBB
  • Will they list you as a certificate holder on their liability insurance form?

The cost of commercial liability insurance for the roofing trade is substantial; so many roofing contractors will have a bogus liability insurance policy. The only guarantee you have that your home is protected while the work is going on is to ask that you become a certificate holder to their insurance policy.  This may cost you up to an extra $150.00 on top of the contract price, but it is worth thousands of costly liability when an uninsured contractor is on your property.

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