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Take your roof back to the stone age with a stone coated metal roof

Every Oklahoma Home owner knows the sinking feeling of hearing the hail start and wondering what kind of mess you will have to clean up when the clouds part. Knowing that you insurance company has got your back may relieve financial worries, but it doesn’t fix the fact that nobody wants the noise and mess […]

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What to Do After the Storm!

After Tuesday night’s hail here in Okc, we thought we would share a few ideas for our local fans on how to help your property recover following severe weather. So, here is a check list of sorts for dealing with the aftermath. landscaping Oklahoma City,landscaping Oklahoma City,landscaping Oklahoma City,landscaping Okc Document Everything Although you think […]

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Prestorm Checklist Part 5, Insurance Agent Vs Insurance Company

Now that you have a basic understanding of your policy, and what it does and does not cover, you are better prepared to handle your claim, and the recovery process in case of storm damage. Even with a policy that I designed to give you the coverage you want, it is important to remember that […]

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Part Four, Endorsements and Exclusions

If you are following our blog, we haven now explored many of the common elements in a home owner‘s insurance policy and showed you some things to be aware of. In this post, we are going to walk you through understanding endorsements and exclusions. In most cases, a homeowner purchases insurance with the belief that […]

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RCV or ACV that is the question. Pre-Storm checklist part 3. Coverage Types

If you have read parts one and two of our guide, you have a handle on what your policy covers, and what your deductibles may be There is one other important factor  that deserves a good hard look. Is your policy RCV or ACV? No, they are not ACDC cover band names, they are insurance […]

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Before the Storm, Prestorm Checklist, Part Two, Declarations Page part one

The Declarations Page Part One In our last post, we took you through the basics of documenting your belongings and the condition of your home in the even that catastrophe strikes. This is a great tool for insurance adjusters to accurately assess the value of your property. In this post we going to lift the […]

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As the Scouts Say, “Be Prepared”, For Severe Weather That is!

When most of us think of being ready for severe weather, several standard things come to mind, including shelter and supplies. A well thought out emergency plan will cover more than just survival and should include everything you need to get your life back to normal, or as close as possible. Emergency Plans You should […]

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The 10.9 Secrets Your Contractor is Hiding

Would you spend $14.99 to save $3000.00 or more? Would you like to know how to choose an ethical and reliable contractor? Do you want to maintain control of your home project or insurance claim? Hail and Wind.com Presents: A one hour crash course in roofing, exterior work, insurance claims, and state and local regulations […]

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10 Worst Insurance Companies in America

The American Association for Justice’s list of the 10 Worst Insurance Companies in America is an eye opening must read! At “HailandWind.com” we are dedicated to bringing you the information to “become your own expert”.  We do not endorse or accept sponsorship money from any Insurance Company or Roofing Contractors; we only provide expert information on these subjects […]

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