Plan ahead Once the storm hits, it is too late to be prepared, and thinking through what you will do if the inevitable happens is one way to provide yourself an alternative to freaking out when the jello hits the fan. Here are some ideas on setting priorities based on what you may need to [...]
Spring is here, and as we have witnessed, so is severe storm season here in Oklahoma. While we are accustomed to it, and may not be as nervous as newcomers, it never pays to be unprepared, so here again is our annual “Red Dirt Ready” checklist to make sure you are ready to stay ahead [...]
Now that you have a basic understanding of your policy, and what it does and does not cover, you are better prepared to handle your claim, and the recovery process in case of storm damage. Even with a policy that I designed to give you the coverage you want, it is important to remember that [...]
If you are following our blog, we haven now explored many of the common elements in a home owner‘s insurance policy and showed you some things to be aware of. In this post, we are going to walk you through understanding endorsements and exclusions. In most cases, a homeowner purchases insurance with the belief that [...]
If you have read parts one and two of our guide, you have a handle on what your policy covers, and what your deductibles may be There is one other important factor that deserves a good hard look. Is your policy RCV or ACV? No, they are not ACDC cover band names, they are insurance [...]
The Declarations Page Part One In our last post, we took you through the basics of documenting your belongings and the condition of your home in the even that catastrophe strikes. This is a great tool for insurance adjusters to accurately assess the value of your property. In this post we going to lift the [...]
Here at HailandWind.com we take storms seriously. In fact, it is our mission to help you prepare for their eventual arrival and recovery in the wake of their passing. In the past we have talked with you about how to prepare your home to survive the storm, and even how to prepare your family to [...]
When you meet Greg Cannon for the first time, odds are he will be wearing either a straw, or gray felt fedora, depending on the season. As with all good salesmen, he can carry on a conversation about almost anything, but if you really want to see his passion, talk to him about home improvements, [...]
Okay, maybe that headline is a little bit of an exaggeration. After all, are we really sure it needs saving? One thing is sure, all of us should be doing our best not to add to the mess and conserving energy is one way to do that. If those arguments mean nothing to you, then [...]
We know that not all of our readers can afford a new heat and air system, do not qualify for tax credits, and in many cases could care less whether or not they are leaving a big carbon footprint, they are busy trying to survive. This time of year can be hard for those people. [...]
